Refinance A Home

Get Your FREE Refinance Analysis

Just answer the simple questions below to calculate a lower mortgage rate & payment. We make the process quick & easy.

Zip Code *

What year did you purchase your home? *

2010-2021

2000-2009

1990-1999

Before 1990

Estimated Property Value *

What is the remaining 1st mortgage balance? *

$

As a percentage, what is your 1st mortgage interest rate? *

How will this property be used? *

Primary Home

Secondary Home

Rental Property

What kind of rate do you have? *

Adjustable

Fixed

Do you have a second mortgage? *

Yes

No

Bankruptcy, short sale, or foreclosure in the last 3 years? *

Yes

No

Can you show proof of income? *

Yes

No

What is your average monthly income? *

$

What are your average monthly expenses? *

$

Do you currently have a FHA loan? *

Yes

No

Any late mortgage payments in the last 12 months? *

None

1 Late Payment

2+ Late Payments

First Name *

Last Name *

Email *

Phone *

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At Responsive Mortgage a division of Gold Star Financial, LLC, we understand that your home is one of your most valuable assets. As market conditions and your personal situation change, refinancing your mortgage can be a smart move. It can lower your interest rate, reduce your monthly payments, or give you the cash you need for a major purchase or investment.

Why Refinance Your Mortgage?

1) Lower Your Monthly Payments: If interest rates have dropped since you took out your mortgage, refinancing could help you lower your monthly payments, freeing up cash for other expenses.

2) Switch Your Mortgage Type: You may want to switch from an adjustable-rate mortgage to a fixed-rate mortgage to benefit from stability in your payments.

3) Tap Into Your Home's Equity: Refinancing can allow you to leverage your home's value for important expenditures like home improvements, education, or debt consolidation.

Our Process:

1) Initial Consultation: Our team will sit down with you to understand your financial goals and evaluate whether refinancing is the right option for you.

2) Loan Selection: We'll help you choose the best refinancing option for your needs, whether it's a rate-and-term refinance, cash-out refinance, or other specialized product.